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FHA Loans Help Buyers Secure The Financing They Need. Return to the Real Estate Library. The Federal Housing Administration (FHA) is an agency of the federal government. The FHA works with mortgage lenders throughout the country to help many homebuyers secure the financing that they need in order to have the house of their dreams.

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The needs of every jumbo borrower are unique, and lenders who offer nonconforming loans can make their own rules based on how many investor funds they have access to. For example, one jumbo lender.