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When you refinance, your new lender pays off your old mortgage and replaces it with a new mortgage. Most people refinance to reduce their monthly payment, but some refinance from a 30-year to a 15-year mortgage term if they want to knock out their mortgage debt more quickly. Refinancing is not the same as a second mortgage.

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Mortgage Lender Clearwater FL.. is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans.

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2019 VA Loan limits for all cities in Florida.. City, Single Family Home ($0 down and up to). Atlantic Beach, $484,350. Clearwater Beach, $484,350. Clermont.. Putnam Hall, $484,350. Visitors with questions regarding our licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.

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