The terms of your loan do not change; however, Flagstar will now collect your payments, manage escrow accounts, and provide customer service. The sale and transfer of mortgages is common in the mortgage industry, and is in no way a direct reflection of you or the quality of your loan.

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If you’re looking for a new LOS, consider Path from Calyx, a leading provider of mortgage technology for nearly 30 years. Path is a cloud-based, fully configurable, data-driven (not form-driven) LOS.

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